Meet The Team

Bob Fowner

Bob Fowner

Community Association Manager (CAM)



About Bob: Bob was born and raised in Philadelphia, Pennsylvania. He attended the University of Maryland for Business and Speech & Hearing. Bob is a retired Marine Corps Colonel, and has been in the area since retirement in 1979. He is our company founder and President. He started with his first property in 1979 and has held positions from General Manager to Association Manager for several properties throughout his career. He is a Rotary International member and is very active in the Community Association Institute (CAI).

Something you may not know about Bob: I was a member of the State of Florida’s ad-hoc committee that initiated Community Association licensing in the state of Florida.
Favorite hobby: Since I cannot fly or scuba dive anymore, my favorite hobby is golf.
Favorite sports team: Philadelphia Phillies
Favorite book: They Shoot Horses, Don’t They? by Jane Duckworth
Dream Vacation: Returning to SE Asia on a cruise

Photo coming soonDebbie Fowner

Community Association Manager (PCAM) CMCA, PCAM


Owner – Treasurer – Association Manager

About Debbie: Debbie attended Troy State University and obtained a Bachelor of Science in Management. She has lived here in Fort Walton Beach, Florida since 1968 and considers it to be home, and very special.

Favorite hobby: Reading
Favorite book: Gone with the Wind by Margaret Mitchell
Dream vacation: Retired

Aaron WebberAaron Webber

Community Association Manager (CAM)

Owner – President


About Aaron: Aaron was raised on the beaches of Okaloosa Island and graduated from Fort Walton Beach High School in 1993. After high school Aaron settled in Mobile, AL to attend Southeast College of Technology. He now resides in Mary Esther, FL with is wife Casey, three daughters Emily, Ella, and Elyse.

Something you may not know about Aaron: Before moving back to Florida, I was a Sr. IT Manager with Cingular Wireless (now AT&T) where I managed teams responsible for maintaining customer data and managing monthly billing cycles.
Favorite hobby: Used to be running but I got old. Now I keep fish…African Cichlids from Lake Malawi in east Africa. Although, my daughter says it is more of an obsession than a hobby.
Favorite sports team: Three time National Champion Florida State Seminoles
Dream Vacation: Anywhere that doesn’t involve a mouse with big ears!

Casey WebberCasey Webber

Bachelor of Science – Nursing

Accounts Payable Specialist


About Casey: Casey was born and raised in Mobile, Alabama. She earned a Bachelor of Science in Nursing, and spent over 7 years working in a children’s pediatric ER. She loves spending time with her family, and that is what brought her to RDF Associates, Inc. She works in accounts payable here at RDF and is happy to assist you!

Favorite hobby: Sewing. (especially clothes for my little girls)
Favorite movie quote: “A person’s a person, no matter how small.” From Horton Hears a Who
Favorite restaurant: Pretty much anything Italian. I really like Carabba’s Italian Grill

Kristen Smith

Community Association Manager (CAM)

Office Manager/Association Manager


About Kristen: Kristen was born in Colorado but frequently moved around the U.S. and briefly called Germany and Canada home due to her Father’s engineering career. After graduating from high school in Northern Indiana, she attended Indiana University. While vacationing in Northwest Florida in 2008, she fell in love with the beautiful beaches and opted to stay rather than return to the chilly Midwest. When she’s not at the beach or on the water, she enjoys playing pool, watching sports, reading, adventures with friends, and playing with her three nephews. She holds a bachelor’s degree in Business Management from Florida International University.

Favorite hobby: Playing pool
Favorite sports team: New England Patriots / Denver Broncos
Favorite quote: “I do not believe one can settle on how much we ought to give. I am afraid the only safe rule is to give more that we can spare.” -C.S. Lewis
Favorite restaurant: Harbor Docks
Biggest pet peeve: People who spell “your” when it should be “you’re” and vice versa
Least favorite food: Bleu cheese
Favorite Starbucks coffee: Cinnamon Dolce Latte

Darcy GassenDarcy Gassen

Vendor Coordinator

About Darcy: Darcy grew up in the San Francisco Bay area before relocating to the Florida Gulf Coast in late 2002. She now calls Navarre her home. She has a daughter her graduated from UWF in 2012 and a Jack Russell named Patty that she rescued and adopted in 2013. She loves the beach, fishing, and riding her Harley.

Something you may not know about Darcy: Back in the day, Darcy belonged to IJSBA and raced jet skis. She competed 2 years in a row in the world finals in Lake Havasu AZ.
Favorite hobby: Fishing and going for rides on her Harley
Favorite sports team: San Francisco 49ers
Dream vacation: To one day be able to travel and fish all the famous hot spots.
Favorite quote: Live for today because you are not promised tomorrow.
Pet peeve: Litter bugs

Charlotte WolvertonBrenda Navas

Community Association Manager (CAM)

Association Manager 

Email Brenda

About Brenda: Brenda officially made northwest Florida her home after vacationing here while living in Missouri. She spent several years in rental management and owning/operating a condominium maintenance company with her husband prior to venturing into the association management world. She loves her free time at the beach and with her granddaughters.

Favorite hobby: Spending sunny days at the beach and rainy days painting
Favorite sports team: St. Louis Cardinals baseball
Favorite restaurant: Pasta House in St. Louis
Dream vacation: Disney Cruise to Spain
Favorite TV show: Blue Bloods
Favorite Song: Anything by Luke Bryan

Tucker Webber

2017 Puppy Training Graduate

Morale Improvement Specialist

About Tucker: Tucker was born in Kentucky in 2016. He was picked up by his Dad and brought back to the sunshine state to join his family at 8 weeks old. When he’s on the clock, he makes sure the RDF staff is always smiling, by running into walls, giving giant puppy hugs, and pulling Nana around when he’s on his leash. When he’s off the clock, he enjoys cuddling with his 3 sisters and showing Mom and Dad how fast he can run in the backyard.

Favorite hobby: Hunting (for used paper towels)
Favorite restaurant: “Nana’s Treat Drawer” and “The Garbage Can”

Charlotte WolvertonCharlotte Wolverton

Community Association Manager (CAM)

Community Association Manager 


About Charlotte: Charlotte was born and raised in Jackson, MS and has lived in Destin for over 20 years. She is the proud graduate of Ole Miss where she received a bachelor’s degree in Business Administration Marketing. She worked in the travel agency business for 16 years where she became a Caribbean Specialist and traveled extensively, however, never finding a more beautiful beach than here on the Emerald Coast. After a short career in real estate development and sales, she became a Florida licensed CAM manager in 2007.

Favorite hobby: Watching Food Network, coming up with my own recipes, cooking them and then eating them
Favorite sports: SEC Football, especially Ole Miss.
Favorite Quote: “What lies behind us and before us are small matters compared to what lies within us.”

Kim Black

Accounting Assistant


LeiLani Naylor

Accounting Manager



Charlotte WolvertonKatelyn Wickery

Community Association Manager


About Katelyn: Katelyn was born and raised in the small town of Baker, FL. After high school she spent two years in central Florida playing volleyball before returning to her home town. Katelyn graduated from the University of West Florida with a bachelor’s in Business Administration. She enjoys coaching volleyball, going on road trips, and spending time with her friends and family.

Favorite hobby: Painting
Favorite sports team: Chicago Cubs
Favorite quote: “With freedom, books, flowers, and the moon, who could not be happy.” -Oscar Wilde; “You miss 100% of the shots you don’t take.” -Wayne Gretzky
Favorite TV show: Hart of Dixie
Least favorite food: Avocado

Charlotte WolvertonMelody Patterson

Community Association Manager (CAM)

Association Manager


Charlotte WolvertonPeyton Scott

Community Association Manager (CAM)

Association Manager


Charlotte WolvertonJessica Moore

Administrative Assistant